Jeff Steiner, Angela Rutherford
This session explores how families can move beyond the financial dimensions of wealth to define what matters most, and translate that purpose into a practical family strategy. Through Mutual Trust's Gemstone framework and lived examples, families will reflect on the priorities, conversations and structures needed to support lasting intergenerational impact. Hear from shared learnings, experiences and case studies to understand why successful wealth transfer depends on shared purpose, family alignment and practical decision-making, not financial management alone. Explore how a clear Purpose of Wealth can guide family strategy, governance, and succession across generations. Use the Mutual Trust Gemstone as a practical tool to identify family priorities.
Jeff Steiner is Head of Family Office Advisory at Mutual Trust, where he works with UHNW families and family offices to define purpose, build intergenerational alignment, and design structures that sustain wealth over time.
His work draws on established family wealth frameworks and proven, practice-led advisory methodologies, guiding families from purpose and alignment through to strategy, structure, and execution. He partners with principals, family boards, and family office executive teams to strengthen governance, navigate complexity, and support effective decision-making across generations.
Jeff advises on the design and execution of tailored family office models, including Single Family Offices, Multi-Family Offices, Hybrid Family Offices and Family Business in-house structures. His focus is on creating efficient, cohesive functions that reinforce purpose and enable long-term wealth stewardship.
With more than 25 years’ experience, Jeff has advised many of Australia’s most prominent families, leading the delivery of integrated advice across family strategy, governance, succession, education, tax, investment, business interests, estate planning, and philanthropy.
Jeff is an active contributor to the global family office community through the Family Office Exchange (FOX) and the Ultra High Net Worth Institute. He also serves as an independent chair and board member across family and not-for-profit organisations. Jeff holds a Bachelor of Commerce, is a Certified Practicing Accountant, a registered tax agent and a Graduate of the Australian Institute of Company Directors.
Angela is a Partner in the Family Office Advisory team at Mutual Trust, assisting families with succession planning, asset protection, governance and decision-making, education and philanthropy.
Angela has over 25 years’ experience working with multi-generational families, providing leadership and direction across the design and delivery of financial and non-financial outcomes. This includes implementing strategies for managing family dynamics and guidance for succession planning, transfer of wealth and engagement of the next generation in preparation for transfer of ownership and control.
What matters most to Angela at Mutual Trust is contributing to a culture of inclusion, along with being surrounded by likeminded colleagues who want to make a difference and helping families navigate succession and the transition of family wealth and the challenges which can arise.
Prior to joining Mutual Trust in 2019, Angela was the long-term Managing Director of a prominent philanthropic Melbourne family. Angela’s role in the Single-Family Office was to meet the varied needs and expectations of the multi-generational family members including financial, philanthropic and non-financial and personal interests.
Angela is a Chartered Accountant and a member of the Australian Institute of Company Directors.
Outside of Mutual Trust, Angela’s family matters most to her, spending time with her husband and daughters and their partners as well as her extended family and aging parents, usually over a meal.
Carly Severino is a strategic philanthropic leader known for combining visionary thinking with practical execution to drive meaningful, sustainable social impact. With deep expertise in philanthropy, intergenerational wealth, social investment and community building, she has led transformative programs across Australia’s most respected organisations. As Director of Community and Philanthropy at Australian Communities Foundation, Carly oversees three national teams and plays a critical role on the Senior Executive, strengthening relationships with more than 700 Funds and Foundations, elevating best‑practice philanthropy, and modernising the Foundation’s approach to education, engagement and storytelling.
Carly previously served as Executive Officer of the Betty Amsden Foundation. Prior to this, she spent seven years with the Private Wealth Network, working closely with families of significant wealth to deepen impact and support next‑generation engagement. Carly is a respected facilitator, speaker and advisor within the philanthropic and family wealth ecosystems. She holds a Masters in Social Investment and Philanthropy from Swinburne University.
